Two Bedroom Apartment

Property Type: Flat
2 Bedrooms
1 Bathrooms
1 Reception
Tenure: Leasehold
No Chain
Close to Amenities
In catchment for
Fully Double Glazed

Available from : 14 Sep 2026

Reference number : trading_2128390113

Market info

Two Bedroom Apartment

Trading Places are proud to present this spacious two bedroom ground floor flat in Irlam, available with no forward chain.

The property is leasehold with approximately 110 years remaining on the lease.

The property comprises of secure own front door, large lounge, fitted kitchen, two bedrooms and a family bathroom.

Situated in the sought after suburb of Irlam, the property is close to a number of local amenities, including supermarkets, shops, restaurants and pubs. Transport connections can be found from the M62, A57 and Irlam train station.

This exciting investment opportunity is not to be missed.

Tenure : Leasehold

Length of Lease : 125 Years

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Calculate your Return on Investment

Purchase Price

I want to invest

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Years of Investment

Est. Rental Income

Mortgage Required

£ 87225

Mortgage Loan to Value

83%

Gross Yield

Annual ROI

Annual Rental Profit

Cumulative Rental Profit

Cost of Purchase

£ 8475

Stamp Duty: £ 3150; Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Refurbishment Budget: £ 2625
Survey Costs: £ 400
Mortgage Fees: £ 1,000; Your home may be repossessed if you do not keep up repayments on your mortgage.
Legal Fees: £ 1,300; Adjust these figures

Refurbishment Budget
£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

Survey Costs
£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

Mortgage Fees
£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

Legal Fees
£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

Mortgage Interest: £; The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
Letting and Management Costs (Inc VAT): £
Maintenance: £
Insurance: £ 500
Ground Rent: £ 0
Service Charge: £ 0; Adjust these figures

Mortgage Interest Rate
%

Management Fee % (Ex. VAT)
%

Letting Fee
£

Maintenance rate
%

This is the percentage of the rent that you will spend maintaining the property.

Ground Rent
£
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

Service Charge
£
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

Buildings Insurance
£
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

Final Equity Profit: £; Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit: £; Cumulative Rental Profit = Annual rental profit x Time of Investment; Adjust these figures

Estimated Captial Growth Rate
%

This is the assumed rate of house price inflation.

Final Property Value

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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Single Property Single Additional Property Additional First Time Buyer First Time

Single Property

Purchase Price

Show Full Calculation

Effective Rate

00.00 %

Tax Band	%	Taxable Sum	Tax
less than £125k	0
£125k to £250k	2
£250k to £925k	5
£925k to £1.5m	10
rest over £1.5m	12

Additional Property

Purchase Price

Show Full Calculation

Effective Rate

00.00 %

Tax Band	%	Taxable Sum	Tax
less than £125k	3
£125k to £250k	5
£250k to £925k	8
£925k to £1.5m	13
rest over £1.5m	15

First Time Buyer

Purchase Price

Show Full Calculation

Effective Rate

00.00 %

Tax Band	%	Taxable Sum	Tax
less than £300k	0(2/5)*
£300k to £500k	5
£500k to £925k	5
£925k to £1.5m	10
rest over £1.5m	12

*For purchases over £500k, SDLT is charged at 2% from £125k to £250k and 5% from £250k to £925k.

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Firstly, let’s begin with a few details about you

Landlord fees×

Fully managed service – all fees include VAT:

Finders Fee to £594 (£495 VAT)
Monthly commission 10% (8% net)
DPS registration fee £42 (£35 net)
Rent Reviews £150 (£125 net)
Tenancy check out inspection £72 (£60 net)
Serving of statutory notice £42 (£35 net)
Court appearance fee £150 (£125 net)
Gas safety certificate £85 (£70.83 net)
EICR inspection £100 (£100 No vat)
EPC/Floorplan £95 (£95 No VAT)
Annual statement £42 (£35 net)
Monthly statement by post £42 (Annual £35 net)
Gas Safety and boiler service £145 ( £120.83)
Withdrawal fee equivalent to one month’s rent, if a landlord withdraws instruction to let after an application has been received and agreed.

Tenant find only’ service – all fees include VAT:

Finders fee £714.00 (£ 595 net)
DPS registration fee £42 (£35 net)
Rent Reviews £150 (125 net)
Tenancy check out inspection £72 (£60 net)
Gas safety certification £85 (£70.83 net)
EPC/floorplan £65 (£65 No VAT)
EICR inspection £100 (£100 No VAT)
Gas Safety and boiler service £145 ( £120.83)
Withdrawal fee equivalent to one month’s rent if a landlord withdraws instruction to let after an application has been received and agreed.

Silver Street, Irlam, Manchester, M44 6JJ

£105,000

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Single Property

Purchase Price

Additional Property

Purchase Price

First Time Buyer

Purchase Price

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Fully managed service – all fees include VAT:

Tenant find only’ service – all fees include VAT: