** A SPACIOUS PERIOD FAMILY HOME IN A PRESTIGEOUS LOCATION ** TRADING PLACES ESTATE AGENTS are delighted to be able to offer to the market a desirable FOUR DOUBLE BEDROOM Edwardian semi-detached property located on the highly regarded Westmorland Road in Urmston. Arranged over two floors, this immaculately presented family home boasts a plethora of character and period features. In brief the well-proportioned accommodation comprises; storm porch, an opulent reception hallway, bay fronted living room, an open plan kitchen/dining/family room with the fitted kitchen complete with a comprehensive range of wall and base units a central island with 'Quartz' worksurfaces over. The architecturally designed extension connects both the dining room, family room and kitchen and offers stunning views over the rear garden. A useful utility room and three piece fitted shower room can also be found to the ground floor level. To the first floor there are four double bedrooms and a four piece family bathroom with a generous walk in shower area. Externally this property provides ample driveway parking to the front provided by a block paved driveway. To the rear, the landscaped garden is bordered by timber fencing with mature borders and flowerbeds and patio areas ideal for those summer months. A unique opportunity to acquire a charming family home in a beautiful location. This property is located on the ever popular Westmorland Road with excellent access to a range of local amenities including Urmston train station, highly regarded schools, major motorway links and Urmston Town Centre. An internal viewing coming strongly recommended.
Tenure : Freehold
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £125k | 0 | ||
| £125k to £250k | 2 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £125k | 3 | ||
| £125k to £250k | 5 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £300k | 0(2/5)* | ||
| £300k to £500k | 5 | ||
| £500k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
Firstly, let’s begin with a few details about you
